Buying Your Next Home

Homeowners with young families need to factor in future needs as children grow and requirements change, and at the other end of the spectrum, if you find you are spending all of your R&R time looking after a garden and pool then downsizing to a townhouse or apartment may be a better proposition.

Keep your current home and use as security for your next purchase

You may be considering using your existing property as collateral in order to purchase the next and therefore keeping your current property as an investment. We have several options available to discuss with you, from splitting your loan to keep one portion of your loan an Interest Only Loan or how to arrange a ‘portable’ loan where the security you use changes.

Selling your current home to access the equity

If you decide to sell your home to access the equity, we can help you with bridging or gap finance if you find yourself in the position of having found your dream property before your current home is sold. We can also arrange a deposit bond for you rather than wait until after your current home has sold (and settled) before you can place a deposit on another.

Whatever stage you are at, there are many ways we can help you as your situation changes, for more information please contact the office.